Features

Everything you need to get paid like you're not 6,000 miles away.

Global clients, remote employers and marketplaces already send money in currencies and rails your bank never built for. SapaHost gives you one account that speaks their language — and converts it into yours.

Virtual USD account

Generate a real USD account number and routing details in minutes — no U.S. address, SSN, or company entity required. Share it exactly like a local bank account.

Multi-currency wallet

Hold balances in USD alongside NGN, KES, GHS, ZAR, EGP and more. Convert immediately, or wait for a rate you like — the choice stays yours.

Crypto rails, built in

Accept BTC or USDT from clients who prefer crypto. SapaHost converts it to your USD balance automatically, at a rate you can see before you accept.

Instant local bank linking

Securely connect your Nigerian, Kenyan, Ghanaian or South African bank account once. From then on, withdrawals land where you actually spend money.

Transparent conversion

Every conversion shows the real mid-market rate plus one flat, visible fee. No spread buried in the exchange rate, no surprise deductions.

Invoicing for freelancers

Generate a clean USD invoice for any client, agency or platform in seconds — with your virtual account details attached automatically.

Real-time alerts

Know the second you're paid, the moment a conversion clears, and exactly when a withdrawal reaches your bank. No refreshing, no guessing.

KYC-verified network

Every account passes identity verification before its first payment. It's more paperwork up front, and a much safer network for you to be paid into.

Encrypted, end to end

Account details, balances and transfers are encrypted in transit and at rest — the same standard used by regulated financial institutions.

Why not just use a wire transfer?

SapaHost, next to what you're used to.

 SapaHostTraditional bank wire
Account setupUnder a minuteDays, often in person
Accepts crypto paymentsYes — BTC & USDTNot supported
Currencies receivedUSD + 6 African currenciesLimited, correspondent-dependent
Conversion feeOne flat, visible feeHidden in the exchange rate
Time to your bankMinutes3–7 business days
Identity verificationKYC at signupVaries by bank & corridor
Early access

Your virtual USD account is almost ready.

Join the waitlist and we'll email you the moment SapaHost opens in your country.

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No spam. Just one email when access opens in your country.