Global clients, remote employers and marketplaces already send money in currencies and rails your bank never built for. SapaHost gives you one account that speaks their language — and converts it into yours.
Generate a real USD account number and routing details in minutes — no U.S. address, SSN, or company entity required. Share it exactly like a local bank account.
Hold balances in USD alongside NGN, KES, GHS, ZAR, EGP and more. Convert immediately, or wait for a rate you like — the choice stays yours.
Accept BTC or USDT from clients who prefer crypto. SapaHost converts it to your USD balance automatically, at a rate you can see before you accept.
Securely connect your Nigerian, Kenyan, Ghanaian or South African bank account once. From then on, withdrawals land where you actually spend money.
Every conversion shows the real mid-market rate plus one flat, visible fee. No spread buried in the exchange rate, no surprise deductions.
Generate a clean USD invoice for any client, agency or platform in seconds — with your virtual account details attached automatically.
Know the second you're paid, the moment a conversion clears, and exactly when a withdrawal reaches your bank. No refreshing, no guessing.
Every account passes identity verification before its first payment. It's more paperwork up front, and a much safer network for you to be paid into.
Account details, balances and transfers are encrypted in transit and at rest — the same standard used by regulated financial institutions.
| SapaHost | Traditional bank wire | |
|---|---|---|
| Account setup | Under a minute | Days, often in person |
| Accepts crypto payments | Yes — BTC & USDT | Not supported |
| Currencies received | USD + 6 African currencies | Limited, correspondent-dependent |
| Conversion fee | One flat, visible fee | Hidden in the exchange rate |
| Time to your bank | Minutes | 3–7 business days |
| Identity verification | KYC at signup | Varies by bank & corridor |
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