This is the real sequence — the order actually matters, because each step is what unlocks the next one.
Register with your email and a government ID. A short liveness check (a selfie, basically) confirms it's really you — this is the KYC step that keeps the whole network safe.
The moment you're verified, SapaHost issues you a real USD account number and routing details — no U.S. address, employer sponsorship, or existing bank relationship needed.
Send your account number to a client or employer for a USD payment, or share your wallet address if they'd rather pay in BTC or USDT. Either way, it lands in SapaHost.
Crypto payments convert to your USD balance at a visible market rate. Prefer to hold it in crypto or USD a little longer? You choose when conversion happens.
Connect your Nigerian, Kenyan, Ghanaian or South African bank account once. From then on, move money to your local currency in minutes, whenever you need it.
Once a client's payment reaches your virtual USD account, it's available immediately. Bank withdrawals to your local account typically clear within minutes, depending on your bank's own processing time.
That's exactly what the crypto rail is for. Share your BTC or USDT address instead of your account number, and the payment auto-converts to your USD balance at a visible rate once it confirms on-chain.
Yes. Conversion to your local currency only happens when you choose to withdraw. Until then, your balance simply sits in your virtual USD account.
At launch, SapaHost supports linking major banks across Nigeria, Kenya, Ghana and South Africa, with more countries being added as we roll out.
Because every account is tied to a verified identity, recovery goes through an identity re-check rather than a simple password reset — your funds stay tied to you, not just a login.
Join the waitlist and we'll email you the moment SapaHost opens in your country.
No spam. Just one email when access opens in your country.